Current account
We offer you our new service – Tariff Packs “WELCOME”.
Tariff Pack “Welcome” is a full set of banking services for management of your funds in an everyday life.
What do you need a current account for?
- For safekeeping of your funds with the Bank and having a possibility to use them at any time.
- For receiving of salaries, pension allowances, remunerations etc. on your account.
- For paying for goods and services, making payments including community charges.
- For transferring and receiving of funds.
You may have three such accounts in different currencies: Hryvnias, US Dollars and Euros.
And, in order to provide you with a 24 hour access to your money at any point of the world, we will issue three Visa or MasterCard payment cards to you at your choice free of charge.
With these cards, you will be able to get cash and to pay for goods and services. With these cards, you will be able to receive information on the status of your accounts from our ATMs, to transfer funds between your own accounts with a Bank's branch, and, in the close future, with ATMs and POS terminals.
If you want to make regular payments without visiting the Bank, you may draw a payment instruction for those payments, and the Bank will then regularly do that for you.
What is included in a Tariff Pack?
- Three current accounts in Hryvnias, US Dollars, Euros.
- Three cumulative accounts in Hryvnias, US Dollars, Euros.
- Number of deposit accounts in Hryvnias, US Dollars, Euros necessary for you.
- Three free of charge payment cards at your choice: Visa or MasterCard.
- Service of automatic interest-free overdraft.
You may use accounts in all currencies or in those currencies you need. To receive such set of services you may need to conclude only one Agreement.
Desired Tariff Pack?
Why is that convenient for you?
What do you need current accounts for?
- For safekeeping of your funds with the Bank and having a possibility to use them at any time
- For receiving of salaries, pension allowances, remunerations etc. on your account
- For paying for goods and services, making payments including community charges
- For transferring and receiving of funds.
And, in order to provide you with a 24 hour access to your money at any point of the world, we will issue three Visa or MasterCard payment cards to you at your choice free of charge.
With these cards, you will be able to get cash and to pay for goods and services. With these cards, you will be able to receive information on the status of your accounts from our ATMs, to transfer funds between your own accounts with a Bank's branch, and, in the close future, with ATMs and POS terminals.
If you want to make regular payments without visiting the Bank, you may draw a payment instruction for those payments, and the Bank will then regularly do that for you.
What do you need cumulative accounts for?
Cumulative account is an electronic money-box, in which you may at any time put even a small amount, e.g. some 50-100 Hryvnias in order to collect a certain sum of money.
And, if you want to do that on a regular basis you may give the Bank an Instruction for automatic transfer of funds from your current account to your cumulative account.
Interests are accrued on the amount available in your money-box for a whole month, and are credited by the Bank to your current account.
And if you want to withdraw money from your cumulative account or to deposit it, you may do that with any Bank’s branch.
What do you need deposit accounts for?
To preserve your savings and to have high income.
You may choose currency, deposit term and interest rate interesting for you.
You may have so many deposit accounts you need. And, if you have a sum, which you would like to deposit, you will do that without making supplementary agreements.
Interests may be paid out either at the end of the term or on a monthly basis.
Interests on a deposit as well as deposit amount will be credited to your current account after deposit term has expired. You may cash this amount with an ATM or to pay a purchase with it with the use of a card.
You may replenish your deposit accounts with a Bank’s branch, and in the coming months you will be able to transfer funds to your deposit accounts from your current and cumulative accounts via a Bank’s ATM or POS.
What is an overdraft service?
Overdraft is additional funds on you account from the Bank being a short-term loan.
Overdraft amount depends on the tariff pack you have chosen and it may be of the two types:
- Automatic: depends on the type of your Tariff Pack ;
- Individual: is established as 75% of average monthly credit of your Hryvnya current account.
What is the benefit of having a Tariff Pack?
Complex of all banking services — in a single pack!
Free of charge credit and withdrawal of cash — none of the Ukrainian banks has offered that!!!
Automatic overdraft: you may always rely on additional funds from the Bank when making unexpected purchases!
The higher the balances on your accounts, the lower the fee for your Tariff Pack!
Active use of your pack means no fee for its maintenance!
Even more attractive conditions for customers who transfer their salaries!
Agreement for complex banking servicing of individuals with CB Nadra, OJSC
