Set of documents required for entering into a loan agreement

Entrepreneur –individual:

• Passport.
• Certificate of State Registration.
• Licenses, patents and permits.
• Certificate of Single Tax Payer or trade patent.
• Taxpayer Identification Number/Code.
• Certificate from Tax Administration of the paid taxes and tax due. If private entrepreneur is a single tax payer, he is not subject to cl.5.
• If there is a current account opened it is required to provide the statement of account operations within the last 12 months, including the statement within the last 3 months from the servicing bank with details of the account conducted operations and the bank statement of the credit indebtedness (copies of the current loan agreements, leasing agreements, and repayment schedules).
• Rental agreement for the premises and transport, cooperation agreements.
• Other documents, which can contribute to resolution-making on granting a loan (invoices, contracts, customs declarations).

Legal entity:

• Copies of constituent documents (Charter, Founders Agreement, Certificate of State Registration, Certificate from Minstat), Re-registration documents).
• Appointment #1 (or Order# 1) of director and chief accountant.
• Minutes of founders (shareholders) meeting approving the amount, purpose and term of loan, decision on pledge of enterprise property (if the property pledged is owned by enterprise) and authorization for the managers to sign all the documents related to the receipt of a loan (loan agreement, pledge agreement(s).
• Passports of the manager and the chief accountant.
• Licenses, patents and permits.

• Rental agreement for the premises and transport, cooperation agreements.
• Quarterly reports (balance sheet, form #2, Income statement of the enterprise) within the last three reporting periods (quarters).
• Statement of account operations 31 within the breakdown by sub accounts within the last 12 months, including the last 3-6 months from the servicing bank with details of accounts conducted operations.
• Servicing bank statement of the credit and other indebtedness (copies of the current loan agreements, leasing agreements, and repayment schedules).
• Income from the sale of goods on acc. 70 within the breakdown by sub accounts within the last 12 months – by month.
• List of basic assets (without regard to the entry in the accounting records).
• List of inventory holdings (goods, finished products, raw material, semi finished products).
• List of debtors and creditors of the Applicant at the moment of application (with details of terms and conditions of payments settlement) as follows:
  • Customer
  • Outstanding amount
  • Date of issue
  • Repayment date
  • Item of debt
• Turnover balance sheets for all account within the last 3-6 months – by month.
• Details of expenditures (types of expenditures) within the last 3-6 months– by month.
• Manufactured products cost calculation (in case of loans for production).
• Other documents, which can contribute to resolution-making on granting a loan (invoices, contracts, customs declarations).

Upon loan approval (if a legal entity does not have a current account opened with NADRA BANK):

• two notarized cards with specimen of signatures and seals;
• provide notarized constituent documents and Certificate of Registration.

It is additionally required to provide the documents on the property in pledge for expert evaluation.