Credit line of tranche-based crediting

Every minute we work to become even better for you.

You are going to upgrade your equipment or invest money into a profitable project for a long term? While coming through financing stages of the project you meet the necessity of cash security?

Why would you waste your time for completion of documents and restructuring your pledge in order to obtain a new loan, each time when necessary? Take advantage of a credit line with advance crediting from NADRA BANK! Open a credit line, sign an agreement and withdraw money whenever you need it.

Conditions of a loan receipt:

Credit line term:

Up to 24 months (in exceptional circumstances – up to 36 months) – against pledge of movables;
Up to 84 months – against pledge of immovable property (part of immovable property is minimum 125% of loan amount).

Currency: Hryvnya, US dollar, Euro.

Loan granting method: cashless, via current account in NADRA BANK.

Credit line amount: USD 500 to USD 250,000 (in equivalent).

Pledge: movable and immovable property, property rights.

Collateral amount: 125% of credit line amount.

Terms of crediting:

There may be additional fees while entering into the loan agreement:

Insurance services – pursuant to the insurance company’s tariffs in force.
Services of an evaluating company - pursuant to the evaluating company’s tariffs in force.
Notary services – pursuant to the notary’s tariffs.

Interest rates:

	Hryvnya	US Dollar	Euro
till 2 years	21.9%	16.0%	16.0%
from 2 till 7 years	22.9%	16.5%	16.5%

One-time settlement fee, percentage of transaction amount (for legal entities):

Currency	Tariff package «Start»	Tariff package «Standard»	Tariff package «Business Plus»
Hryvnya	3,5%	3,3%	3,1%
US Dollar	4,5%	4,3%	4,1%
Euro	4,5%	4,3%	4,1%

One-time settlement fee, percentage of transaction amount (for individuals):

Currency	Basic Service package	Service package «Stimulus» «Care»	Service package «Comfort» «Harmony»	Service package «Prosperity» «Absolute»
Hryvnya	3,7%	3,5%	3,3%	3,1%
US Dollar	4,7%	4,5%	4,3%	4,1%
Euro	4,7%	4,5%	4,3%	4,1%

Why is that beneficial to you?

You can obtain money as needed;
You can enjoy the loan funds in the turnover of your enterprise for a maximum long term possible (up to 5 years for basic assets);
Number of disbursements is not limited;
You will be able to control your indebtedness, personally;
There is a flexible approach to the collateral;
Convenient loan repayment method: interest – monthly, principal amount – pursuant to flexible schedule: monthly/quarterly, depending on your business cycle;
Opportunity of anticipated repayment without extra charges.

Set of documents required for entering into a loan agreement